Want to make money online, but dead broke to even start? We’ve got you covered with 10 free websites can you starting earning money with right way!

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Have you ever heard the saying “You need money to make money”?

This is a website that allows you to make money by creating and selling custom products online. On this website, you can sell products like t-shirts, phone cases and hoodies with your own custom design printed on top. To start creating your own merch, you’ll first need to open a free account. You earn money by creating an Adsense account and posting advertisements on your website, then Google will pay you in the event that customers visit your website and click on the ads. With each click, you earn around $0.1-$5; with expensive ads, you earn $5-$7 for each click.

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Well, what if we told you that this isn’t true?

And what if we had proof to show you that this is nothing but an old myth?

That’s right. Unlike popular belief, the internet today now provides several opportunities for normal people to start generating money, without any up-front investment.

And in this article, we have compiled a list of 10 awesome websites that you can start earning money with for free — without the need of a credit card.

Here they are…

Website #1: Redbubble

This is a website that allows you to make money by creating and selling custom products online.

On this website, you can sell products like t-shirts, phone cases and hoodies with your own custom design printed on top.

To start creating your own merch, you’ll first need to open a free account. Once opened, you can immediately start uploading your own personal designs to products.

You can customise things like the style, formation, product title and description.

Then when a customer purchases a product from your store…

….RedBubble’s production warehouse will print your design onto a t-shirt (or whichever product you’re selling), package it up, and then ship it out to the customer.

All of this is done automatically, without you even having to lift a finger!

If you have not yet noticed, this type of product fulfilment goes by the name of print on demand.

The reason why this model is so great is because once you have created and uploaded your designs, it becomes an extremely passive source of income.

For each product that you sell, RedBubble will pay out to you a 20% commission. And because you are paid through a commission, you aren’t required to pay any fees!

Essentially, selling on RedBubble is 100% FREE.

But you might be thinking “This is good and all, but what about traffic? Don’t I have to pay to advertise my t-shirt?”

The answer to this is no.

You see, similar to eBay and Amazon, RedBubble is considered what you call a destination site.

Because these sites are so well-known, there isn’t much of a need to spend money to put your products in front of customers. Customers are very familiar with these type of sites already, and so simply come to search for what they want.

Sellers on RedBubble make money through organic traffic. These are users who type in the search bar a product they are looking for, and find it through organically through the search results.

And sellers leverage RedBubbles search engine by optimizing their products for search keywords e.g. funny t-shirts, doctor t-shirts.

But again, you might be thinking, “Okay, sounds good. But what if I am not a great artist? Will my designs be good enough to sell?”

The answer? Absolutely!

Here’s the thing… To make money on RedBubble, you DON’T need to be an artist.

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The majority of top selling t-shirts are surprisingly very simple, plain designs.


For example, here is a t-shirt design we easily recreated using nothing more than Canva. And here’s how it turned out.


Best of all, this took no more than five minutes to do!

If you have no graphic design skills, but still want to create top selling designs, the secret is to focus on selling funny t-shirts.

Because often times, simple text based t-shirts often add to the humour and make it even funnier than if it was the design was rather complicated.

So once you’ve opened your account, and recreated your own designs – how do you get paid?

RedBubble has two options. The first is to get paid directly through PayPal. And the second option is to get paid directly to your bank account.

Now, unfortunately, bank deposits are only available to a limited amount of countries. But there is a workaround: use Payoneer!

With Payoneer, you can set up a virtual US bank account that can receive money, even if you don’t live in the US.

This is hugely beneficial for those who live in foreign countries and have banks that aren’t very compatible with RedBubble.

Website #2: Skillshare

This is an online community for people who want to learn from educational videos.

On Skillshare, you can share your expertise to others around any topic you are passionate about, whether that is photography, illustration or even making a latte!

The great thing about Skillshare is that anyone can use this platform and start generating money with it.

In fact, on average, new teachers can make anywhere between $200 – $3,000 in their first month. Which is pretty cool, but that’s not even the best part…

…The best part is that once you have put your classes up, all that money you are earning is passive!

The way you get paid on Skillshare is that for each minute somebody watches your video, you get paid.

So if you were to spend five minutes watching a video on how to make French press coffee, the creator would be paid for each minute you spend watching the video.

Some people will become loyal subscribers and view all of your videos in your playlist. But the majority of people tend to watch a few videos that are relevant to them.

These types of viewers don’t get marked as ‘students’ in your mini-course. But this is okay as you still get paid for their views regardless of how many videos they watch.

Do you have a topic, skill or anything that you are passionate about that you’d like to share with the rest of the world? Perhaps Skillshare is the site for you.

Website #3: Udemy

Similar to Skillshare, Udemy is a platform that lets you sell your own individual course on a topic.

The only difference between both platforms is that Skillshare is a subscription service, whereas on Udemy, people buy your courses individually.

Because of this difference, earnings on Udemy tend to be higher than Skillshare. In fact, according to Teaching Guide, forty percent of classes on Udemy have made over $5,000.

“But what if I don’t have any skills? How can I create a class and sell it?”

The great thing about Udemy is that you don’t necessarily need to have a skill if you want to make money.

Instead, what we recommend is that you watch the top videos on YouTube around a topic you are interested in…

…then recreate your OWN version, and list this as a course lesson on Udemy.

You don’t need to show your face in these lessons. Neither do you need any fancy camera equipment to film your videos. So long as you have an internal microphone on your phone, and able to screen record your laptop, you’re pretty much good to go!

You can even make more money through Udemy by leveraging the power of Affiliate Marketing.

For example, if you are creating a class on how to use Adobe Photoshop, you can join their affiliate program, and share your affiliate link with people who purchase your course.

So when somebody goes through your course, and is ready to try Photopshop for themselves…

…If they sign up through your affiliate link, you earn a commission from that sale, making you even MORE money.

It’s a double win as customers are paying for your course AND also using your affiliate link.

Website #4: YouTube

YouTube is another great platform to share your expertise on a topic you are knowledgeable about.

And is something that we religiously practice here at Wholesale Ted, and have built a large following with as a result.

But you don’t need to have 400,000 subscribers to succeed with this method. Even with a small following, you can still earn money using the right strategy.

And the best strategy is to create a tutorial on how to use a specific tool or software.

This type of video requires nothing but a computer screen and your voice (which is great if you aren’t the most comfortable on camera).

And within these tutorials, you add your affiliate link, so that when people use it, you are rewarded a commission.

For example, let’s say you were teaching someone how to create an online store using Shopify.

Well, in the video description of your tutorial, you can place your own affiliate link, and then have people use it when signing up for Shopify.

This is something that we do here at Wholesale Ted, and it’s fair to say that this method pays off pretty well.

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The secret to creating a great tutorial is to add real value.

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Rather than scraping together a half-decent tutorial (like everybody else), it’s much smarter to take your time, and focus on how you can add the best value possible in each video.

At Wholesale Ted, most of our videos take as long as two weeks to curate and put together. Because we recognize the power of adding real value, and know it will always pay off in the long run.

Website #5: Shutterstock

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Shutterstock is an online media library of photos and videos that you can sell as stock footage.

This is great if you are experienced in photography, as it doesn’t require a huge amount of effort to start earning money.

People on here make thousands of dollars per month through their portfolio. But they don’t make this money through normal photos.

Instead, the majority of their money is made through short clip videos filmed in 4k. These have the highest royalty commissions, and so as a result, earn more money than regular photos.

So if Shutterstock sounds like something you’d enjoy making money from, we highly recommend focusing on 4k video.

Website #6: Merch By Amazon

This is Amazon’s own Print On Demand service.

Similar to RedBubble that we discussed above, Amazon pays you a commission for each item you sell after removing the cost of the t-shirt and any other additional fees.

Once accepted into their program, creating and uploading products on here is easy.

All you need to do is upload a piece of artwork onto their app. And customise the features of your product, such as the size of your design, price, product title and description.

One major benefit of selling merch on Amazon is that you get to take advantage of the millions of customers who shop on Amazon every day. They take care of the marketing for you and bring the customers in.

As you probably already know, Amazon is currently the largest e-commerce store online. And so putting your product in front of customers isn’t much of a hard job.

Some people use Merch by Amazon as a source of side income, while others prefer to go all in and make this a full-fledged business.

Whichever option you choose is entirely up to you. Because at the end of the day, the biggest benefit is that the sales you make are completely passive.

The process of getting paid is similar to RedBubble. After Amazon deduct all of their fees, the remaining profit is paid out as a commission to your bank account. And this includes Payoneer!

This again is great, as you don’t require a credit card to pay for any items up-front. Amazon automatically do this for you.

Website #7: Fivver

Fivver is a platform where you can hire a freelancer to complete tasks for you.

There are several types of freelancers on here, such as logo designers and website builders, and even graphic designers.

Usually, people steer away from making money on Fivver as they believe it is too competitive.

Nowadays, you find a lot of freelancers competing for the same gigs, at the same price point, and usually for the same quality.

Which is why if you want to stand out from the bunch, it’s essential to have a lot of reviews, or you risk being just another average freelancer in the bunch.

If that is the case, then how on earth can somebody with zero money, zero knowledge, and zero reviews succeed on Fivver?

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Well, the secret here is discover gigs that have high demand, but very low competition.

Not many people realise that there are several services that many people require, but not many freelancers are offering.

Take this gig for example – creating designs on print on demand sneakers.

While sneakers are an incredibly popular item to sell in print on demand, as you can see, there is only one person on Fivver who is offering this service!

So, despite being the only gig in this marketplace, this freelancer is most likely receiving a lot of orders.

What does this mean for you? This means that just like this gig, there are many other services in need of freelancers to come and offer their gigs. And you could be one of them!

As mentioned before, it’s simply a matter of working smart, and identifying what services people are looking for, yet only a few are offering.

Website #8: TextBroker

If you live in the US, this website is a dead easy way to start earning money using nothing but your writing skills.

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The way this works is that you first sign up, and then take a writing ‘sample’ test. This is a type of test Text Broker uses to gage how good your writing ability is.

The typical rating most people achieve is four stars, which on average can earn you $1.4 cents per word that you write.

Once assigned a rating, you are then officially accepted as a writer. And can now login to the orders portal, choose any of the available orders listed, and then write an article for it. Simple!

The more you polish up on your writing skills, the higher your rating will be, and you can start charging a higher price per word.

For example, a five star rating can earn you a whopping $50 an hour!

Textbroker is great if you want to start earning fast money using nothing but your words. And removes the hassle of hustling for low paying gigs on websites like Upwork or Freelancer.

Website #9: Instagram

We all know Instagram as a network where we can view and share images with friends.

But did you know that you can also use this as a way of making money?

While there are several methods to earn money on Instagram, there is a simple yet unique way that not many people know about.

In fact, this method that we are about to share has earned one of our good entrepreneurial friend $28,000 in the space of six months.

The way they achieved this was quite simple.

Step 1: First, they built a page around their niche.

Step 2: Next, they posted content related to their niche, with the aim of building a decent following of 50,000 followers.

Step 3: Once they built their following, they monetized this page by creating an eBook (using a free eBook creator app called Crello).

Step 4: After creating their ebook, they then built a mini website for it, using ClickFunnels. But they didn’t pay for it. They took advantage of ClickFunnels 2-week trial.

Step 5: After building a website for their ebook, they promoted their ebook on their Instagram page.

And as a result, they were able to generate $7,000 within their first week!

This is a great method to earn money on Instagram. While it does require the little investment of $8 for a website domain, the returns of your efforts can pay off tenfold, so long as you use the right strategy.

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But for the sake of this article, we need to assume that we are completely broke here.

And so as an alternative method, you can create a fan page around your niche, post related content…

…but this time, promote your own third-party print on demand store inside of your Instagram bio — whether that is on Redbubble, Amazon by Merch or Teespring.

All of these print on demand marketplaces don’t require any money to start up with, making this whole business model 100% free.

Website #10: Shout Cart

This is a website that allows Instagram influencers accounts to sell shout outs.

Tying back to the example above, you can monetise a big following by promoting other people’s products and services on your Instagram page.

The way it works is very simple:

Step 1: Find an influencer who has a big following in your niche.

Step 2: After picking your influencer, add them to your cart.

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Step 3: Create an order by filling out a simple form, then upload an image or video for influencers to post.

Step 4: Schedule a time for your shoutout and pay for the order.

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Step 5: Receive exposure!

Shoutouts are an easy, low effort way to make money on Instagram.

And if you put in the time and effort to build a following, you can have people clamouring to pay you money to advertise on your page.

The Bottom Line

I think it’s fair to say that this article proves that you definitely do not need money to earn money in 2020.

And with a little creativity, time and effort, generating an income online can be something REAL for you this 2020.

If you are low on funds, but itching to start earning some money online, maybe it’s worth giving one of these websites a try.